One client, we’ll call her Jane, lost 40% of her portfolio in the recent downturn. She is a mess. Her sleeplessness and anxiety make her feel wretched. And that’s only the beginning. Her mood extends to others who, when they experience her negativity, don’t feel so good either.

Making money in this market reminds me of a farmer trying to grow crops when weather conditions are unpredictable. Few farmers achieve it. Likewise, hardly any investors are making money now during a stormy market.