My Money MD
- Oxytocin is the chemical that enhances trust when released -- and it can boost warm and fuzzy feelings, too. Now, one study suggests that charitable organizations may convince donors to give more by exposing them to oxytocin.
- A new study shows people make purchasing decisions based on their perception of the cost, rather than the actual price. Though the authors studied the purchase of various consumer products, if one considers stock and other investments as merchandise, the same results would seem to apply.
- Investors now may be too risk adverse, in part because they were previously taking chances that failed when the market fall. Perhaps a better approach is an in-between course, a way to gain whether the markets rises or falls.
- In this type of sideways trading, the stock market can be something of a crap shoot. Here's a new approach on how to invest for those who will need their money sooner rather than later.
- Buying low is easy after the market plunges -- most stocks, mutual funds or exchange traded funds (ETFs) are on sale. In this type of market, every investor needs to have a “bucket list” at the ready to snap up bargains. Here's mine.
- The largest investors in private equity are U.S. pension funds -– but a new study finds that these investments may not be benefiting the retirees they were meant to help. Pension funds that invest in private equity are not making sufficient return for their pensioners for the level of risk they are taking.
- While the summer temperature is soaring, the prices of consumer products are not. The last three months saw a decrease in the cost of durable goods, which suggests deflation -- a scenario where purchases cost less. In this environment, "safe money" is a smart investment.
- These days, stock market watchers are in search of two types of crosses: the death cross and the golden cross -- Wall Street jargon for indicators in the stock market that suggest its direction, up or down. This type of sign is especially important in a volatile market such as the one we're in now.
- In the final installment of a four-part series on house-hunting in New York City, the doctor’s unexpectedly finds closure after her futile search for the perfect pied-à-terre.
- In Part III of a four-part series on house-hunting in New York City, the doctor’s deal to purchase a co-op is suddenly undone -- and her 10 percent downpayment in jeopardy -- when her agent drops the ball on residency restrictions.
Dr. Shirley Mueller is a physician turned financial consultant and investment educator. Her fee is hourly, not a percentage of assets. She welcomes comments at ShirleyMMueller@MyMoneyMD.com. For more information, visit her website at MyMoneyMD.com.
Shirley Mueller, MD is a physician turned financial consultant and investment educator who specializes in guiding clients, both one-on-one and in groups, about how to effectively self-invest using a simple and effective three-step approach