Physician's Wealth Manager
- In the case of property and casualty insurance, consumers have some element of control over costs. Here are some suggestions for making appropriate coverage choices.
- Anyone who is gainfully employed, particularly those in prime earning years, AND who relies on their employment income to support themselves and their family, needs disability insurance.
- How much life insurance you need is a function of many factors including your liability (not just debt but also protecting loved ones), your earnings, your other assets, and your time horizon.
- Stricter regulation and better due diligence now make some alternative investments safer, less costly, less risky, more profitable, and therefore, more desirable.
- It's important to understand that portfolio management involves a comprehensive overview of how investment portfolios should be designed, implemented, and actively managed on a regular basis.
Thomas A. Orecchio, CFA, CFP, ChFC, CLU, AIF is principal and wealth manager at Modera Wealth Management in Westwood,NJ. From portfolio management and tax planning alternative investments and estate planning, Tom assists physicians through truly comprehensive wealth management. Mr. Orecchio can be reached at TomO@ModeraWealth.com.
Tom Orecchio examines the principles of wealth management and financial planning-from portfolio and tax management to alternative investments and estate planning-to help physicians achieve financial success.