Forget about financial resolutions. Follow this checklist of money "dos" and "don'ts" in the coming year and you'll find your finances and yourself happier, healthier and more productive in the new year.

“Wealth management” is a phrase financial advisors use to attract high-earning and/or high-net-worth individuals -- and there is some sense to the concept. Talking a plan through, and then seeing it in writing, can have an impact that is hard to envision otherwise, even if time and circumstances lead to the wholesale revision or even scrapping of elements you once thought essential.

Periodically, I like to delve into financial factoids and accumulated crumbs of wisdom. It is with this in mind that I submit today's offerings.

Do you spend more time mulling the difference in cost of products at the grocery store than you do figuring out whether your home has enough insurance coverage? (Guilty as charged.) When it comes to making financial decisions, we need to keep our individual quirks in mind when it really counts -- not in terms of pennies, but in pounds.